Terms & Conditions

By accessing the Polar Digital Market platform, you agree to be bound by these Terms and Conditions. These terms constitute a legally binding agreement between Polar Digital Market AG ('the Company') and the individual or entity ('the Client') using the services. These terms apply to all trading accounts, retirement products, institutional services, and educational tools offered by the Company across all digital interfaces.

This agreement supersedes any prior oral or written agreements. The Company reserves the right to modify these terms at any time to reflect changes in market conditions, regulatory requirements, or platform features. Material changes will be communicated via the Client's registered email address at least 14 days before taking effect.